Formative assessments are frequent, timely, specific, and informal in nature. They occur during the learning process in order to modify teaching and learning activities to improve student learning. If nothing changes with instruction and student learning as a result of the formative assessment, then it wasn't a formative assessment. Formative assessments typically involve qualitative feedback (rather than final scores) and should most commonly be considered practice, thus any grade and/or feedback shouldn't be considered in a student's final grade.
Formative assessments are the preventative check-ups at the doctor while the summative is the autopsy...
Check out this great article via Edutopia on efficient ways to check for understanding: http://goo.gl/19Lv6L
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